Privacy Policy

Who we are
Our website address is: https://sakumonogh.com
www.sakumonogh.com is a blog site created to bridge the gap between our communities, and environs through advertisement of detailed and quality information.

What personal data we collect and why we collect it
1. Personal data
Personal data are the data that you can make available to us when you visit sakumonogh.com. On some sections we can ask for address, e mail address and telephone numbers. In addition, when visiting sakumonogh.com other data are also automatically available, such as your IP address, information about the internet site from which you have opened our website or about the internet browser you use (technical information). The Agreement lasts until your account is deactivated and you completely stop using our services (but there are a few parts that have to live on forever).

  1. Use of personal data
    We will only collect, process and use the personal data you have made available to us by visiting sakumonogh.com. Your personal details will be stored and used by us to make the visit to sakumonogh.com as pleasant as possible. For services such as newsletters or contact forms, we need information such as name, address or e mail address.

Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
For the best possible effect our website uses cookies to ensure that your country settings are remembered, which the website needs to work. Cookies are completely secure, and do not store e mail addresses or telephone numbers.

Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics
We use statistics to continuously measure how many visitors come to our website and what is viewed the most. For this we use Monster Insights. We do not trace the recorded information to persons and are only used by us for statistical insight.
The recorded information is used for:
tracking the number of visitors on our web pages.
tracking the amount of time each visitor spends on our web pages.
determining the order in which a visitor visits the various pages of our website.
assessing which parts of our site need adjustment.
optimizing the website.
Our social media cookies enable:
logged in users of selected social media can share certain content of our website directly.

How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data
Visitor comments may be checked through an automated spam detection service. Also, our website contains links to internet sites of other companies. We are not responsible for the data protection measures of other internet sites. Information about the data protection of these companies can be found on these websites.

Your contact information
We’re always happy to hear from you if you have any questions, suggestions or you wish to make use of rights or claims regarding your personal data, please contact: admin@sakumonogh.com

Disclaimer
This statement will change from time to time, for example because our website or the legislation is being modified. We may change the content of this statement at any time without prior notice. This statement was last modified on 6th September, 2018.

 

TERMS OF SERVICE

Our Terms of Service
By accessing and using sakumonogh.com you are agreeing to these Terms of Service, our Privacy Policy, Disclaimer, any applicable Additional Terms (defined below), and our Community Rules (collectively referred to as the “Agreement”). It is important to read our entire Agreement carefully.

Our Services
When we refer to our “Services,” we mean all articles, products, events and services owned and operated by sakumonogh.com or any of its affiliated companies (collectively, “Sakumono Ghana,” “we,” or “us”), including the content, features, tools, data, software and functions made available by us through www.sakumonogh.com and other websites or applications we operate, unless those websites or applications have posted separate or additional terms of service. As of the effective date of these terms, our Services include the following key features:

Community Advice and Reviews. We invite you to share your knowledge and learn from the wisdom of others through articles published by liking, commenting and sharing on social media. We provide you with a free platform that includes helpful insights, education, offers and all sorts of products and services to help you understand and manage your financial health.

sakumonogh.com interface is constantly changing, so you might see features come and go as we continue to improve our experience and services for members. We will sometimes need you to agree to special terms for certain products or features. We reserve the right in our sole and absolute discretion to make changes to how we operate and provide our Services, including adding new categories, modifying existing ones, or suspending, discontinuing, or terminating your access to any or all portions of our site.

General Requirements
You will need to register for a sakumonogh.com member account to access many aspects of our blog site. Registering for a member account is optional, but if you do not register for an account, you will not be able to access certain aspects of our blog site. By registering for a sakumonogh.com member account, you certify that You are 18 years of age or older. Any information you provide to us, both when you register and, in the future, is and will be true, accurate, current and complete. You are only registering an account for yourself. You will keep all information up-to-date.

You must not sell, transfer, or assign your account to anyone else. You must keep your password confidential, you must not share it and you may not allow anyone else to log into our blog site as you. You are responsible for all activities that occur under your member account. If you believe that your account is no longer secure, notify administrator

Our most helpful features require you to register as a sakumonogh.com member (it helps us personalize your experience). If you decide to register, you agree that you are above 18 years, you are who you say you are and you won’t let anyone else use your account.

 

Specific Registration Consents
When you register as a member, you authorize us to create and maintain an account in your name using your account registration information and other information that may be collected about you in accordance with our Privacy Policy as part of providing our Services (collectively, such information is your “Member Profile.”). By registering, you also specifically consent to let us request and receive your consumer report data and other data about you from third parties to include in your Member Profile as follows:

I understand that I am providing written instructions in accordance with the Fair Credit Reporting Act and other applicable law for sakumonogh.com or its affiliated companies to request and receive copies of consumer reports, scores and other information about me from third parties. I understand that my instructions let sakumonogh.com and affiliated companies obtain such information at any time for as long as I have a registered sakumonogh.com member account to use as described in the Terms of Service and Privacy Policy. We aim to be as helpful as we can.

 

Links to or Connections with Third Party Sites or Applications
Our Services or communications to you may contain third party content or links to third party sites, applications or services (collectively, “Third Party Content”). Our Services may also include features that allow you to connect your sakumonogh.com member account with accounts or services provided by third parties, such as accounts you maintain with social media platforms like Facebook (collectively, “Third Party Services”). We do not control, maintain, or endorse the Third Party Content or Third Party Services, and we are not responsible or liable for any Third Party Content or Third Party Services, including any damages, losses, failures, or problems caused by, related to, or arising from Third Party Content or Third Party Services. Your interactions and business dealings with the providers of the Third Party Content or Third Party Services, including products or services offered by such third parties, are solely between you and the third party. You should review all of the relevant terms and conditions associated with Third Party Content or Third Party Services, including any privacy policies and terms of service. We are not responsible for any information that you agree to share with third parties in connection with Third Party Content or Third Party Services.

We might show you stuff from other companies or even connect you with them, but we’re not legally responsible for anything they do. You should review their terms and policies separately.

Our Content
All content and materials, including but not limited to images, text, visual interfaces, information, data, and computer code, provided by us through our Services (our “Content”) and all related intellectual property rights are the property of sakumonogh.com and/or its third-party licensors. Our Content is protected by international intellectual property laws and treaties. You are permitted to use our Content only on our Services and you may not copy, modify, sell, reproduce, distribute, republish, display, post, create derivative or collective works from, or transmit in any form (including in-line linking or mirroring) our Content, in whole or in part, without our express prior written consent. You may not reverse engineer or reverse compile any of our Services or the technology used to operate our Services. Nothing in the Agreement or our Services grants you, by implication, estoppel, or otherwise, any license or right to use our Content except as expressly stated in the Agreement.

Our Services may also display certain intellectual property, such as company, product, and service name and logos, that is owned by our partners (our “Partners’ Intellectual Property”). You also can’t reuse our partners’ stuff. We’ve created a lot of cool stuff for you to use, read, and look at. Please don’t reuse it without our written permission.

sakumonogh.com reserves the right to report, block or otherwise prohibit in our sole discretion any individual who repeatedly posts materials that are alleged to infringe the intellectual property rights of others. If you think something on our platform belongs to you, let us know (we’ve outlined the steps above). And if you’re posting other people’s stuff, we can block your access. So don’t do it!

License to Use Your Feedback
We encourage you to tell us how we can improve your sakumonogh.com experience. We may provide you with opportunities to send us comments, suggestions and other feedback regarding problems with, or proposed modifications or improvements to, our Services (“Feedback”) through email, social media, feedback forms, surveys, our Help Center, or other channels. By submitting, posting, or otherwise providing us your Feedback, you hereby grant us a non-exclusive unrestricted, perpetual, irrevocable, transferable, sub-licenseable, royalty-free license to use your Feedback in any manner and for any purpose to provide, optimize, improve, promote or market our Services, and to create new products and services. This license includes the right to use your name, persona, user name, and likeness for the foregoing purposes without compensating you, all in accordance with our Privacy Policy.

We want to create a great experience for you, so please let us know what you think we could do better. We just need your permission to use your feedback when you give it to us!

© 2018 sakumonogh.com
All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within sakumonogh.com are the property of their respective trademark holders. This site may be compensated through third party advertisers.